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[4月28日] 計量金融與大數據分析workshop

發(fā)布日期：2023-04-26 02:02    來(lái)源：

Indirect Effects of Access to Finance

金融觸及的間接效應

時(shí)間：4月28日（周五）10:00-11:30

地點(diǎn)：北京大學(xué)經(jīng)濟學(xué)院107會(huì )議室

主講人：Jing Cai （Associate Professor at the University of Maryland）

主持老師：（北大經(jīng)院）王熙

參與老師：（北大經(jīng)院）王一鳴、劉蘊霆、王法

（北大國發(fā)院）黃卓、張俊妮、孫振庭

（北大新結構）胡博

 

報告摘要：We created experimental variation across markets in China in the share of firms having access to a new loan product. Access to finance had a large positive direct effect on the performance of treated firms, but a similar-sized negative indirect effect on that of firms with treated competitors, leading to non-detectable gains in producer surplus. Access to finance had a positive direct effect on business quality and consumer satisfaction, and a negative effect on price, which were not offset by indirect effects, implying net gains in consumer surplus. We document other indirect effects and combine effects in a welfare evaluation.

主講人簡(jiǎn)介：Jing Cai is an Associate Professor at the University of Maryland. She received her PhD from the University of California at Berkeley in 2012. Her research areas are development economics and household finance. Her current research examines the growth of micro-enterprises and SMEs, impacts of tax incentives on firm behavior, and diffusion and impacts of financial innovations in developing countries. She is a Co-Chair of the firm sector of the Abdul Latif Jameel Poverty Action Lab (J-PAL), a Research Associate at the National Bureau of Economic Research (NBER), and an affiliate of the Bureau for Research and Economic Analysis of Development (BREAD). She currently serves as an associate editor of the American Economic Journal: Applied Economics, the Journal of Development Economics, and the Economic Development and Cultural Change.